Home insurance comparison

Your home is covered. Are you overpaying for it?

Answer a few quick questions and compare home insurance rates side by side. Free, no obligation.

How it works

Home rates are set locally, so that's where every quote starts.

Five quick questions about the home - no typing, about a minute.

See options side by side and pick the coverage that fits.

Coverage and limits vary by carrier and state - which is exactly why it pays to compare.

Dwelling: The structure itself - walls, roof, built-in systems - against fire, wind, hail and more.
Belongings: Furniture, electronics and clothing, at home and often away from it.
Liability: Legal and medical costs if someone is hurt on your property.
Living expenses: Hotel and meals if a covered loss makes the home unlivable.

Is this really free?

Yes. Comparing is free and there is no obligation to buy. We are paid by insurance partners, never by you.

Will comparing affect my credit score?

No. Answering our questions and viewing rates does not trigger a hard credit inquiry.

Is Generate an insurance company?

No. Generate is a comparison service. Policies are issued by licensed carriers and agencies, not by us.

Can I bundle home and car insurance?

Usually, yes - and carriers often discount both policies when you do. Tell us you're interested and we'll include bundle pricing.